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What Is A Phone Scam?

In the modern age, the list of ways that criminals are trying to get your information is extensive. You have to be careful when you open your inbox, when you slide your credit card, and when you mail information that should be considered confidential. Out of the many ways that criminals are working to steal from you, one of the original tricks is the use of phone scams. Everyone knows the experience of answering a phone call and being met with a weird recording asking for money, but most people don’t put too much thought into what a phone scam actually is. Knowing what a phone scam is by definition is an excellent way to take your first step towards protecting yourself from those with malicious intent.

By definition, a phone scam is a plot carried out through the use of a telephone to obtain something of value. The people who are running these scams are looking for victims to steal from in one way or another, be it by stealing money or taking your personal information in hopes of redeeming it for something of value later. Though some of these scammers are only looking to make a quick buck, others are looking to steal your entire identity in hopes that they might be able to make a large amount of money off of you by doing this.

The nature of a phone scam is that the person is blatantly lying in an attempt to trick you. This might be something like asking for donations for a fake cause or impersonating some sort of official in order to get personal information from you. The individuals conducting these scams are not merely strangers, but actual organized criminals. You can safely assume that if they are trying to do it to you, it is because they have succeeded in doing it to someone else. These people are committed to doing or saying anything over the phone if it means that they can get something from you. They will not shy away from saying literally anything that they think will compel you to give them what they want. This might include emotional pleas, threats, or even wild stories designed to make you trust them. In some cases these individuals will already have some existing information about you that they will use to further gain your trust. For them, anything is fair game.

The current state of the world means that our information is of unbelievable value. Every day, criminals are looking for new way to steal from innocent victims. While some of them will rely on cheap tricks that are easily revealed, others are working on a complex routine that is systematically designed to fool the average person. In order to avoid being a victim of one of these hoaxes, you will want to stay vigilant. The first step is to be aware and always question if a stranger calls you, particularly if they seem to be asking for anything. Recognizing when someone is working towards a specific goal when they have you on the phone just might save you from fraud.